Products & Carriers

Benecept Consultants Inc. takes great pride in our strong relationships with our carrier partners, which enable us to better serve our clients by understanding new products and policies so that we can connect our clients with the best solutions when examining the market.

Dental Products

Benecept offers the following
products & carriers to our clients.

These lists are not meant to be a complete representation of all products offered and carriers represented.

Medical Products

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  • Fully Insured & Self Funded
  • Prospectively & Retrospectively Rated
  • PPO
  • POS
  • HMO/EPO
  • Consumer Driven Health Plans
  • Wellness Programs

Dental Products

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  • Fully Insured & Self Funded
  • Traditional Indemnity
  • PPO
  • DMO
  • Incentive Based Dental

Ancillary Carriers Vision

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  • NVA
  • Block Vision
  • Davis Vision
  • EyeMed
  • Spectera/United
  • Superior Vision
  • VSP

Medical Carriers & RX Vendors

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  • Aetna
  • AmeriHealth
  • CIGNA
  • All Blue Cross & Blue Shield Franchises
  • MagnaCare
  • UnitedHealthcare
  • Empire
  • Humana
  • Kaiser Permenente
  • Medco
  • CVS / Caremark
  • xpress Scripts

Dental Carriers

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  • Aetna
  • Guardian
  • CIGNA
  • Delta Dental
  • Sunlife
  • MetLife
  • Principal

Disability & Life

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  • Assurant
  • Dearborn National
  • MetLife
  • Principal Financial
  • Standard
  • Unum
  • Sunlife

Prescription Products

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  • Fully Insured & Self Funded
  • Prospectively Rated
  • Retrospectively Rated
  • Major Medical Rx
  • 2 tier
  • 3 tier
  • Mail Order
  • Clinical Programs

Ancillary Products

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  • Group & Voluntary Products
  • Vision
  • Long Term Disability
  • Short Term Disability
  • Group Life
  • Individual Life
  • Long Term Care
  • HRA/HSA
  • Cobra
  • Section 125
  • Premium Only
  • Flexible Spending Accounts
  • Cafeteria Plans

Client Testimonials

"Benecept Consultants, Inc. specializes in the ever changing and complex environment of employee benefits of the private and public sectors. We work closely with our clients in the review, goal oriented solutions, selection, rate negotiation, procurement, oversight, ongoing service, employee education, management and renewal process."

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Contact Us Today For More Information

Benecept Consultants, Inc. want our clients benefit, not only from our leadership position and our specialized knowledge, but also from our long-standing professional relationships in the insurance industry.

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