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Benecept Consultants, Inc. want our clients benefit, not only from our leadership position and our specialized knowledge, but also from our long-standing professional relationships in the insurance industry.

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Benecept Consultants, Inc. specializes in the ever changing and complex environment of employee benefits of the private and public sectors. We work closely with our clients in the review, goal oriented solutions, selection, rate negotiation, procurement, oversight, ongoing service, employee education, management and renewal process.

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Our Services

  • Account Management

    Each of our clients has a dedicated account management team responsible for the day to day service of the account. We place a great deal of emphasis on client service at all levels and by all means. Our team approach to account management has given our clients an extremely high level of satisfaction and security.

  • Carrier Implementation

    Our firm coordinates all aspects of the new carrier implementation including onsite employee education and enrollment meetings. In most circumstances, we present information regarding the carrier change to the management team, and then to the staff as a whole. In some cases, several meetings may be required if a change to a new carrier creates a significant number of questions or an elevated level of concern. Ultimately, our goal is to create an environment that will allow for a smooth transition.

  • Competitive Quoting

    As market conditions are constantly changing, our firm consistently evaluates what products are available and identifies any new options so that we can provide our clients with the best solutions available. That includes interviewing prospective insurers and evaluating company data and specifications.

  • Financial Analysis

    In addition to resolving benefits issues and assisting with the plan administration, our firm analyzes the financial aspects of the insurance programs and performs an extensive evaluation of the plan’s performance.

  • Underwriting

    Negotiating the most cost effective rates for our clients is clearly one of the most important aspects of our service model. As a result, we thoroughly analyze the claims experience and underwriting formula and negotiate in most cases directly with the underwriting management of the insurance carriers to provide our clients with the best possible rates.